Don't Subscribe to Stuff
When we finally got serious about cutting our spending, we identified $2,373/mo that we wasted. It was all thoughtless spending on SUBSCRIPTIONS.
The $100 here, $50 there stuff doesn't seem like much, but over a year's time the pile up over time. Are you a paying (too much) for subscriptions like:
- pharmaceuticals (get generic)
- television (drop premium channels, cut cable, go over the air)
- wine clubs, food clubs
- magazines, audio books
- clothes (sock/shoe of the month, etc.)
- pet supplies
- shopping clubs, delivery services
The moral of the story is:
- Cut out any recurring expense you have. Pay for use, don't subscribe for access.
- There is almost always an alternative pay-for-use way of getting services you really need. You don't really need much.
- Lots of stuff we buy is anesthetic to distract us from the fact that were aren't free
Turn off the automatic spending, turn-on the automatic savings and investment.
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